If you are suffering from a financial hardship, a lender might agree to modify certain terms of your mortgage, making it more affordable for you and allowing the lender to avoid legal costs.
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A forensic loan analysis is a cursory review of your existing loan documents and disclosures meant to determine if your current lender may have made mistakes which could be found to represent violations of state and/or federal laws.
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On October 11, 2009, Senate Bill 94 was signed into law by California's Governor Arnold Schwarzenegger. The new legislation has been designed to protect homeowners from loan modification scammers.
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